Fintech companies are more popular than ever in the world today. This is mostly due to the ease of use and fewercomplexities associated with them. Financialtransactions can be carried out smoothly and with a reduced cost when compared to banks. However, there are quite a number of these companies, and finding the right one for your financial needs can be tiring. One of the Fintech companies we have is Pockit. They do this by providing you with a card that you can employ to carry out financial transactions. But how reliable are they? Is it cheaper to transfer money with Pockit compared to other Fintech companies? Do they have a responsive customer service team? These questions and more can best be answered by people who have patronized Pockit in the past. Check out their thoughts on the services of Pockit. Their experiences, comments, tips, and complaints will guide you in your decision to use the services of the company.
About Pockit Pockit is a Fintech company established in 2014. Their office is in the United Kingdom. Pockit provides you with a current account and a card you can use to carry out financial transactions. They also have a service that helps you to earn credit scores and save money known as Pockit LOQBOX. To use the Pockit LOQBOX, you are to make deposits every month for 12 months. After 12 months you can cash out your savings using their website or mobile app.
How to Use the Services of Pockit To enjoy the services of Pockit, you are required to create an account using your name, location, email, and password. They charge a monthly membership fee of £0.99. Pockit also offers up to 10% cashback when you make purchases with their cards at popular shops and restaurants. You can transfer money to the other Pockit accounts free of charge. Transfers to UK bank accounts cost £0.99. Transfers to other countries cost £0.99 excluding the exchange rates of 3.5% or less (depending on the country). Their card can be used to buy online at zero extra cost. You can also pay your bills with Direct Debit at a fee of £0.99. Cashing out in the UK and outside the UK costs £0.99 and £2.25 respectively. Pockit has apps available for Android and iOS. Pockit is present on social media platforms such as Facebook, Twitter, and Instagram. If you ever encounter a problem or need help with something, you can contact Pockit customer care representatives via email or telephone.
Comments, Complaints, and Compliments for Pockit Have you tried the services of Pockit in the past? Then, your opinion about their service really matters. This will help to provide guidance for people thinking about partnering with them. Were you able to get your request processed on time? How effective was their website during the registration process? Did you get your card after 2 days or longer? Did their app perform at an optimal level? How did their customer care staff treat you when you asked questions or voiced out your complaints? Did they delay in setting up your account? Did they notify you promptly of any strange actions on your account? Were you disappointed by their card when you tried to withdraw with it?
How do you judge the services of Pockit? Read real customer reviews about Pockit financial services, accounts, prepaid cards, and remittances here on BritainReviews.
If you want to become better at understanding finances but you don’t know where to start, at least know that nowadays there is a wealth of information on the subject and getting started is not difficult. Libraries, bookstores and websites can provide you with most of the information you need on every financial topic you can imagine. Anyone who is interested and willing to put in the time can get access to all the needed resources. Here are some tips so you don’t get lost in the process:
Take a finance course Look for courses from universities and other academic institutions that can guide you in your learning journey. You can also have a quick read at books such as The Richest Man in Babylon or the well-known "... for Dummies" series which can provide you with insight into the basics of finance so that you can then identify specific items that you would like to learn more about.
Internet is your friend For any questions, there’s no better place to go to for fast, easy access to information than the web. You can look for finance information at Investopedia and similar sites that provide access to infinite amounts of information and will also keep you updated on the latest financial developments. You will also be able to find economists, strategists and other experts that can be interesting and informative to you.
Get deeper into the subjects Once you’ve covered the basics of finance it’s important to immerse yourself in more complex financial subjects. There are great publications and magazines that can truly help you gain more in-depth knowledge than you will usually get surfing the web or taking on a course. The more you are able to deal with complexity, the easier also the basic finance matters will be to deal with.
Get familiar with the language There is really not one formula to do this, the best advice is to just take initiative and immerse yourself into the subject while taking the time to search for the meaning of unknown terms when you come across them. Taking on a course can also help you a lot in getting familiar with the finance lingo. Some of the main concepts you will learn about will be: how to measure profitability, EBITDA, operating income, revenue and operating expenses.
Don’t fear! Don’t avoid finance just because you don’t feel you’re good at math or you find it boring. It’s not as complex as it seems at first and it is truly necessary to keep score on your business and measure your progress. Most finance operations are mathematically not that complex.
Either because you feel you are ready to take on your finances on your own or you feel you may need some advice and assistance, check out this finance company or companies that may help you engage in and improve your finances:
Read independent reviews, consumer experiences, feedback and complaints right here! Get to know the best online shops and service providers from the impressions they with people. Customers now get to decide which brands are worthy and which are not!
the fos are now investigating this company - they have 11 ccj's against them AND some people are suggesting they are in trouble! they are flagging up 1* HONEST reviews left on trustpilot and "inviting" 5* (probably fake) reviews which some are not even correct ENGLISH (are other countries doing this for them? - i'd like to see proof that the 5* review are legitimate). Pockit are still ignoring customers even tho' mothers can't eat or feed their children, families are in fear of being evicted as they can't pay the rent? it just beggars belief how the FCA are still allowing this company a licence and not investigating them. the complaints against this company have SOARED over the last 6 months and this is the reason the FOS can now investigate them. anyone suffering from hardship from this disgusting company needs to CONTACT the FOS so that your complaint can be logged and lodged. this company needs to be held accountable for the fact they are putting their customers lives in danger, physically, mentally and emotionally. why have t&c's if the company that uses them doesn't even abide by them? why do the FCA have a code of conduct which Pockit can just stick 2 fingers up at? why are now the crowdfunding customers demanding their money back? bbc, inews, which, fintech, times all doing scathing articles now as so many people are complaining. how this company is still allowed to trade is disgusting especially when most of us are living hand to mouth!
1* - they are blocking thousands of accounts and ignoring the very customers that they say they are "helping" - such a shady company i think the fca should do more to look into them than sending unhappy customers links to mcol so that we can take them to court - not everyone can afford to do this - fca regulated but something fishy is going on somewhere
you can join this unscrupulous company with NO identification whatsoever. after 14 day cooling off period that is when the emails start. so you give your bank details and other sensitive personal details and then they CLOSE AND FREEZE your account. they neither reply to emails, recorded letters etc. if they do email you they say you can contact them via their site BUT as you are blocked and frozen this is NOT possible. They are NOT a BANK they are NOT MONEY LENDERS they do not give ME money - i beg anyone reading this DO NOT USE THEM - they have so many negative reviews on the internet about freezing you accounts under the heading "money laundering" but all they are doing is sitting on your money earning interest - they have absolutely NO interest in customer service and i will be taking this futher to see if this company can lose it's status - they should be ashamed of themselves