Are you a frequent traveller? Does your family also accompany you while you travel? Have you covered your loved ones from risks and dangers? Do you know about travel insurance? Have you come across the Boots travel insurance policy? Lets see what kind of schemes are available with the company to cover the different risks that accompany you with your travel agenda.
Traveling is a common activity. Almost everyone travels to different places for some reason or the other. Kids,Adults and senior citizens are all liable for traveling with goods and gadgets. But traveling always exposes you and your loved ones to different kinds of risks. Hence it is important to get it covered in the form of travel insurance. Travel Insurance not only covers for loss of life and physical strain but also takes care of your belongings and other important things that you carry along with you. Boots travel insurance is a renowned name and has a variety of policies that cover different items depending upon the package you choose for the risk cover.
An explanation: why would you even take travel insurance?
About the company
Boots travel insurance is arranged on behalf of Boots UK Limited by Infinity Insurance Solutions Limited. The company has several years of experience in the field of insurance and provides its customers with a complete itinerary of insurance schemes while explaining all the terms and conditions mentioned in it. You can insure your trip, people, kids and even your luggage by using different add-ons in a single policy. Boots insurance provides you insurance cover for single trip, multi-trip, medical cover, long stay and for cruise travel as well.
Schemes and Add-ons
Insurance policies offer you peace of mind while you travel around for work or holiday. Each policy at Boots insurance has different cover terms. It also allows addition of multiple add-ons for extra benefits as well. Policy includes medical assistance during emergency, cover for pre-existing medical condition, cooling period, additional benefits and more. You can also ask for covering risky activities like trekking and skiing and even apply for covering the related equipments as well. These add-ons correspond to different levels of a policy which are termed as bronze, silver and gold where bronze represents the most simplest cover.
Customers can either contact in-person or apply for an online policy. There are special discounts and offers available depending upon the policy you choose. You can also request a call back by filling the online form on the website. The website also lists all the details along with complete terms and conditions pertaining to the different insurance policies on offer. The FAQs page tries to provide you answers for some commonly asked questions which can help you understand the terms in a more convenient manner. To get the most of the policy, it is recommended that all aspects of your travel are mentioned and discussed in detail.
Share your experience
Travel insurance has become an indispensable add-on in your to-do list. Safety of life and equipments is an important criteria and helps in covering the losses that might occur due to unseen adverse circumstances. If you have knowledge about travel insurance or the company, please come forward and share your opinions about the same in the comments section below.
Will Boots Insurance really pay what they promise?
Before taking out insurance Firstly, before you take out insurance, you should consider answering the following questions. If the insurance company is an independent agent or an insurance company?
Secondly, you should research the company's history and reputation. And reading online reviews is a way to find out more about their consumer satisfaction.
Thirdly, you should also look into the insurance companies’ financial strength to be sure that they can cover your claims!
Fourthly, always looking into the coverage of an insurance policy. Make sure that what you need is what you get!
Fifthly, analyze and compare the price of an insurance policy. Whether you are taking out a home or health insurance, there is always a cheaper and (not always) a better option.
Finally, there are more things to consider before taking out insurance; matters as the ease of doing business like getting claims approved.
Also, if you are looking for reliable insurance companies, you can have a look at the following company or companies that have positive review scores on BritainReviews:
Read independent reviews, consumer experiences, feedback and complaints right here! Get to know the best online shops and service providers from the impressions they with people. Customers now get to decide which brands are worthy and which are not!
Avoid at all costs. Boots travel Insurance’s underwriters (the insurer Union Reiseversicherung) taking the risk will not honour the insurance contract when a claim is made. In 2017 I had an annual multi travel insurance policy which included North America and the Caribbean. I was covered for up to £5'000'000. After a very brief spell at the hospital in Los Angeles I inevitably utilised the insurance contract. As per the terms of the agreement I had paid the excess fee on discharge. Several months later I received an invoice for the treatment, it was in the region of $2500 which was being demanded from me from the hospital. It was then referred to the insurers to settle which their clams handlers (Travel Claims Facilities) said they would handle. Little while afterwards I was still being pursued for the monies from the hospital and now debt collections operating in Switzerland. After making the complaints and following the correct protocols of claims and complaints it was referred to the Financial Ombudsman Service. Yesterday the 7th September 2020 I was told by the Financial Ombudsman service that my complaint is being upheld (as per their original decision) and the medical bill and compensation is to be paid to me. Originally Boots travel insurance's underwriter Union Reiseversicherung had disputed the compensation but agreed to pay the medical costs. Yesterday The Financial Ombudsman service said the Insurer agreed the compensation but are point blank refusing to settle the medical costs which was contrary to their original reason for their dispute.
The schedule of insurance cover is up to five million pounds, however the insurer refuses to pay $2500. Boots travel insurance is selling unscrupulous insurance and is to be avoided at all costs.
Today 8th September 2020, I have been informed in writing by the debt collections team that Travel Claims Facilities and URV Union Reiseversicherung (Which is sold by Boots travel insurance) are globally know to medical practices – some hospitals will not bill them anymore and are demanding payment up front. This is dangerous and puts YOU the client at RISK !!!
Imagine YOU needing 5 Million pounds worth of treatment and has to be paid up front because the insurer (Sold to you by Boots travel Insurance) is known for knocking medical practitioners and hospitals.
There is evidence to suggest that the insurance sold by boots is unscrupulous. On the Financial ombudsman Service's website, more than 50 percent of the complaints against Union Reiseversicherung (That’s Boots travel insurance's underwriters if you have forgotten) have been upheld against them.
The summer of 2017 was when the insurance was required and as of today 8th September 2020 the medical bill has still not been paid. This amount of time to settle a clients liabilities is ludicrous in the extreme. Travel Claims Facilities and URV's (Union Reiseversicherung) excuse was that the costs were too expensive and unreasonable.
Boots travel insurance should not be selling financial products such as this.
I travel a lot and I need something which can make my life less miserable. Lol. Not really, but traveling exhaust me. The whole thing booking tickets and all. Apart from that what happen if I forget or loss something in traveling,..! Well..boots travel insurance helps me to put my mind on rest. And enjoy my traveling without worrying about anything. So its wonderful..and really helps when I travel alone or with family, it really really helps...
There are currently 2 customer review posted about Boots Travel Insurance. On average, they received a star-grading of 4/10, with 50% of the reviewers indicating that they would buy from the brand again.
What services or products do Boots Travel Insurance offer?
Boots Travel Insurance is mainly active in the Insurance category, more specifically with Travel, Health, Home.
I have read all the reviews. What now?
Did you get a positive impression from the reviews? If so, then you can place your order on the Boots Travel Insurance website with confidence. If not you can find many other brands to read about on our website!