the guys at click4gap are really persuasive and convincing on getting car insurance, especially with a expensive car purchase at the starting. so I got serious with that. I did my car insurance around 2 years back and recently another car insrance for my younger brother, just bought Ford. He loves it, so better got insured. the value never decrease, you got covered your car for an damages or mishappening, low cost insurance, investment is not much in comprison of what you are getting. so I personally recommend to go for car insurances and especially for click4gap.