Co-operative Travel Insurance
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Any insurance is always advisable for every one.
I am using yearly trip insurance since long time.
What is good here, yearly insurance premiums are 30% less then monthly premium.
So this always good to opt yearly cover if trips are pre decided, insurance option is better option.
I do not know about others I have already lost my costly gadgets and luggage during trips.
I have very bad experiences before insurance not taken.
Now I am fully free from any such tension during any trip out aide or insides.