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The need for money manifests in virtually every aspect of our lives. We need money for food, clothes, and shelters. To get money, we often need to work. There are two aspects to working: in some cases, it would require you to get paid employment, while in other cases, you could be an entrepreneur or a freelancer – working on your terms. To be an entrepreneur, you would need to have the money to start your place. This is considering you will need office space and certain equipment for a start. Getting this money could sometimes be difficult if you do not have adequate savings or help from investors that could help you raise the funds. In some cases, you might also think you already have enough money only to later exhaust the money with a few things left to sort out. By this time, it might be difficult immediately getting the money. If you find yourself in any of this situation, you might want to take a loan to complete the money you need. However, you would need to patronize the right platform to be able to get the loan. One of the platforms that are dedicated to helping people raise money to start a business is Crowdester. However, you should read honest customer reviews about Crowdester before you patronize them.
About Crowdester Crowdester is a platform that is driven by safety, transparency, and safety. Their philosophy is that there is power in the crowd, as well as the fact investors and entrepreneurs who need capital, are part of the crowd. An investor who needs 100,000 Euros to start a business could easily raise it from 100 people willing to invest with 1,000 Euros each or 1,000 people willing to invest 100 Euros each. You could thus, see how a huge 100,000 Euros for an individual could be sorted out by just costing 1,000 people of the 6 billion people in the world, 100 Euros each. It is based on this understanding that they started Crowdester as a platform where people could start investing in businesses from as low as 50 Euros. They claim to start paying those who invest from the moment they click invest irrespective of if the project was successfully funded or not. They claim to have raised 33,224,221 Euros from 13,360 investors with an average interest rate of 16.22 per cent.
Services of Crowdester The services of Crowdester are tailored to meet the needs of entrepreneurs and investors. Entrepreneurs can seek funds for their business and determine the interest rate they are willing to pay and for how long they would need the loan. Investors, on the other hand, can find the investments they are interested in based on the interest rate and duration specified by the entrepreneur.
Compliments, Complaints, and Tips for Crowdester If you have ever used the services of Crowdester, kindly drop your experience and feedback for the company. As an investor, were you able to get your money back along with the expected interest? As an entrepreneur, were you able to get the funds you needed for your business from the platform?
If you want to become better at understanding finances but you don’t know where to start, at least know that nowadays there is a wealth of information on the subject and getting started is not difficult. Libraries, bookstores and websites can provide you with most of the information you need on every financial topic you can imagine. Anyone who is interested and willing to put in the time can get access to all the needed resources. Here are some tips so you don’t get lost in the process:
Take a finance course Look for courses from universities and other academic institutions that can guide you in your learning journey. You can also have a quick read at books such as The Richest Man in Babylon or the well-known "... for Dummies" series which can provide you with insight into the basics of finance so that you can then identify specific items that you would like to learn more about.
Internet is your friend For any questions, there’s no better place to go to for fast, easy access to information than the web. You can look for finance information at Investopedia and similar sites that provide access to infinite amounts of information and will also keep you updated on the latest financial developments. You will also be able to find economists, strategists and other experts that can be interesting and informative to you.
Get deeper into the subjects Once you’ve covered the basics of finance it’s important to immerse yourself in more complex financial subjects. There are great publications and magazines that can truly help you gain more in-depth knowledge than you will usually get surfing the web or taking on a course. The more you are able to deal with complexity, the easier also the basic finance matters will be to deal with.
Get familiar with the language There is really not one formula to do this, the best advice is to just take initiative and immerse yourself into the subject while taking the time to search for the meaning of unknown terms when you come across them. Taking on a course can also help you a lot in getting familiar with the finance lingo. Some of the main concepts you will learn about will be: how to measure profitability, EBITDA, operating income, revenue and operating expenses.
Don’t fear! Don’t avoid finance just because you don’t feel you’re good at math or you find it boring. It’s not as complex as it seems at first and it is truly necessary to keep score on your business and measure your progress. Most finance operations are mathematically not that complex.
Either because you feel you are ready to take on your finances on your own or you feel you may need some advice and assistance, check out this finance company or companies that may help you engage in and improve your finances: