Fellow Finance

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Fellow Finance

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Fellow Finance

Do you have more money than you need for your welfare and other miscellaneous? And you’re in search of a more prudent way to put that money to use? How would you love to earn more money on your money via loaning borrowers who need your money? If you answered in the affirmative, then you’ve got to keep reading. Fellow Finance is a credit network that allows individuals to lend their money to others based on a fixed compound rate and other loaning options. But how effective and the full proof is their loaning services? How does one commence selling loans on their market? How much interest is charged on each loan a client sells on the market? Are there instances of credit loss? How do interested individuals get an account to commence giving out a loan? Are their services approved by relevant agencies regulating the issuing of loans? Do they have reviews left here for them by existing users of their platform to provide validity and credibility? What is the least and highest amount of loan that can be initiated via their platform? We cannot validate the credence of their services, so we oblige that you read independent reviews left here for them by existing clients to get good enough answers.

About Fellow Finance
Fellow Finance is a Finnish credit facility founded 2013 and commence operation in 2014 as a marketplace where individual sand SME’s can search for funding for their project or business. They claim to be the only platform in the Eurozone which connects individuals, business and investors. Fellow Finance is an authorised payment institution supervised by the Finnish Supervisory Authority of Finland. Their mission is to transform the traditional financing to direct lending between people and business.

Product and services of Fellow Finance
Fellow Finance provides a platform where willing investors can provide business loans and peer to peer loans for those interested in their credit services. Investors on their platform are kept abreast on their risk and return as the loans are high and have a stable return, no correlation with the stock market, no management/subscription fees. Investors can also invest in the following loans that include consumer loans, business loans and business invoices. Borrowers can get personal loans from one to ten years with no guarantees. Fellow Finance also offers fast application, loan decision in minutes and full control over the loan with payment insurance options, and payment holiday option. Their business loans are designed for SME’s as their invoice funding options include control cash flow, capital circulation, and improve liquidity.

Compliments, complaints, and tips for Fellow Finance
Have you used their credit finance facility before now? If you have, let us know what you think about their services. Where you satisfied with the loan management service? Have you sold a loan on their market? Did you experience any bottlenecks in the course of offering a loan via their website? Do leave suggestions or reservations here? Would you endorse their services to friends, family, or colleagues? Give their service a rating, Excellent, Good, or Poor. Please, let us know by leaving an unbiased appraisal of Fellow Finance as your feedback will help prospects make informed decisions.

If you want to become better at understanding finances but you don’t know where to start, at least know that nowadays there is a wealth of information on the subject and getting started is not difficult. Libraries, bookstores and websites can provide you with most of the information you need on every financial topic you can imagine. Anyone who is interested and willing to put in the time can get access to all the needed resources. Here are some tips so you don’t get lost in the process:

Take a finance course
Look for courses from universities and other academic institutions that can guide you in your learning journey. You can also have a quick read at books such as The Richest Man in Babylon or the well-known "... for Dummies" series which can provide you with insight into the basics of finance so that you can then identify specific items that you would like to learn more about. 

Internet is your friend
For any questions, there’s no better place to go to for fast, easy access to information than the web. You can look for finance information at Investopedia and similar sites that provide access to infinite amounts of information and will also keep you updated on the latest financial developments. You will also be able to find economists, strategists and other experts that can be interesting and informative to you. 

Get deeper into the subjects
Once you’ve covered the basics of finance it’s important to immerse yourself in more complex financial subjects. There are great publications and magazines that can truly help you gain more in-depth knowledge than you will usually get surfing the web or taking on a course. The more you are able to deal with complexity, the easier also the basic finance matters will be to deal with. 

Get familiar with the language
There is really not one formula to do this, the best advice is to just take initiative and immerse yourself into the subject while taking the time to search for the meaning of unknown terms when you come across them. Taking on a course can also help you a lot in getting familiar with the finance lingo. Some of the main concepts you will learn about will be: how to measure profitability, EBITDA, operating income, revenue and operating expenses. 

Don’t fear!
Don’t avoid finance just because you don’t feel you’re good at math or you find it boring. It’s not as complex as it seems at first and it is truly necessary to keep score on your business and measure your progress. Most finance operations are mathematically not that complex.

Either because you feel you are ready to take on your finances on your own or you feel you may need some advice and assistance, check out this finance company or companies that may help you engage in and improve your finances: