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Moncera is quite an interesting platform which to for, not only for me but for anyone else. It is a platform that shows one can always have money and make money too. Great! I have received money fr...Read on

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    Would buy here again

    Financial services

    Moncera is quite an interesting platform which to for, not only for me but for anyone else. It is a platform that shows one can always have money and make money too. Great! I have received money from the platform through peer to peer donation when I needed money and I have and of when had a spare cash that had no urgent need for usage, I had to save same with Moncera and make profits from it through due interest. It feels good to know the company is sincere and reliable - a place I can invest my money on and does not lose sleep. For savings and for loans, I recommend Moncera to others.

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Investing financial assets come with a certain level of risk. This is why you must arm yourself with the right information before you go into it. Also, terms and condition must be considered carefully when you want to borrow money. But with the high number of investment and lending platforms available today, making investment decisions become a bit tricky. So, where do you go to get loans and also make financial investments? One of the companies that offer peer-to-peer lending and investment is Moncera. But what can you expect from them? Will they provide you with reasonable interest after investing for a while? Are they duly registered with the appropriate agencies and regulators? Do they have a team of experts in loans and investments to guide you when making financial decisions? What makes them better than banks and other lending platforms? The people who can answer these questions and more are those who have partnered with Moncera. Their opinions, feedbackand comments can help you to know what to expect from this company should you chose to invest with them. Read their reviews and find out about the offerings at this company.

About Moncera
Moncera is a peer-to-peer lending platform. The company is located in Estonia. They offer investors the option to invest in consumer loans and make profits. You can invest in their loans with 100% buyback guaranty. They do not charge fees or charges from the users of their platform. They have over 1450 trusting investors with published loans of €344k and funded loans of €681k. Their average interest on investments is 12.1%. Their whole investment process is fully automated and you don’t have to wait for loan originator payments to Moncera. They offer a 30-day buyback at the nominal value of the outstanding principal and accrued interest.

Services of Moncera
You can access the services of Moncera by registering on their website. You can register a private account by providing your email, name and phone number while a company account can be set up by providing your company name, legal form, registration number, tax residency of company, city and Zip code. The minimum amount you can invest with at Moncerais €10. They also offer capital liquidity which makes it possible for you to sell your investments at any time. The staffs at Moncera can be contacted on +372 620 90 90 and also via email. You can also make a visitation to their head office which is open from Mondays to Fridays. Moncera has an affiliate program where you can earn 1% of referred investor deposits.

Complaints, Comments and Tips for Moncera
Have you invested at Moncera before? Then, we’d like to know from you what you experienced at this peer-to-peer lending platform. How were the registration and the investment process? Did they state the risks of investing with them clearly on their website? Were their customer care team able to provide answers to your questions when you contacted them? How easy was it to get a loan from other individuals? Did you receive the exact interest they promised on your investments? Tell us by writing a customer review and help those who are considering investing in this platform.

Is Moncera a good place to invest in consumer loans? Read reviews on the peer-to-peer lending and investments at Moncera here on BritainReviews.

If you want to become better at understanding finances but you don’t know where to start, at least know that nowadays there is a wealth of information on the subject and getting started is not difficult. Libraries, bookstores and websites can provide you with most of the information you need on every financial topic you can imagine. Anyone who is interested and willing to put in the time can get access to all the needed resources. Here are some tips so you don’t get lost in the process:

Take a finance course
Look for courses from universities and other academic institutions that can guide you in your learning journey. You can also have a quick read at books such as The Richest Man in Babylon or the well-known "... for Dummies" series which can provide you with insight into the basics of finance so that you can then identify specific items that you would like to learn more about. 

Internet is your friend
For any questions, there’s no better place to go to for fast, easy access to information than the web. You can look for finance information at Investopedia and similar sites that provide access to infinite amounts of information and will also keep you updated on the latest financial developments. You will also be able to find economists, strategists and other experts that can be interesting and informative to you. 

Get deeper into the subjects
Once you’ve covered the basics of finance it’s important to immerse yourself in more complex financial subjects. There are great publications and magazines that can truly help you gain more in-depth knowledge than you will usually get surfing the web or taking on a course. The more you are able to deal with complexity, the easier also the basic finance matters will be to deal with. 

Get familiar with the language
There is really not one formula to do this, the best advice is to just take initiative and immerse yourself into the subject while taking the time to search for the meaning of unknown terms when you come across them. Taking on a course can also help you a lot in getting familiar with the finance lingo. Some of the main concepts you will learn about will be: how to measure profitability, EBITDA, operating income, revenue and operating expenses. 

Don’t fear!
Don’t avoid finance just because you don’t feel you’re good at math or you find it boring. It’s not as complex as it seems at first and it is truly necessary to keep score on your business and measure your progress. Most finance operations are mathematically not that complex.

Either because you feel you are ready to take on your finances on your own or you feel you may need some advice and assistance, check out this finance company or companies that may help you engage in and improve your finances: