is the moving online of all the old-style of banking activities and plans that were historically only accessible to clients when bodily present inside a branch of a bank. These activities include to money deposits, withdrawals, and transfers. As well as other forms of savings account management. Today, digital banking has made virtually all types and forms of banking activities completely digital and computerized from front-end to middle-office, and back-office. These include the use of internet banking and mobile banking amongst others at the front end, and expansively covering the whole banking computerization from back-office too that is made up of straight-through processing. For instance, one might come in contact with an ad that affirms “get a car loan in two minutes”. You can visualize the level of work to which a bank has to go to attain to pay out the loan in two minutes? This may include a wide range of integration on the inside in addition to the outside. For instance, for know your customer or/and credit check, and now bank may have to gather these data in about one minute from an external agency. Besides, other aspects such as the use of social media, espousing new revolutions like artificial intelligence, robotics, machine learning, blockchain, big data, and cognitive computing amongst others are beyond this. N26 have in-depth knowledge and understanding of all these, and as such is focused on giving clients the best experience in digital banking. You can read honest reviews about N26 here, just to clear your doubts.
N26 was incorporated in early 2013, in Berlin by Valentin Stalf and Maximilian Tayenthal, and have acquired over 3.5 millions clients within the space of just two years. Currently, N26 runs in seventeen countries of the world including; Austria, Belgium, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Portugal, Slovakia, Slovenia, and Spain. Since January 2015, N26 has been accessible on Android, iOS, and desktop. N26 claims to be a mobile banking platform whose vision is to ‘build a bank the world loves to use’. Ever since they opened her door was opened in 2013, they have been 1 of Europe’s first mobile bank platform with a complete European banking certificate and is setting new standards in the banking industry. Unlike most other platforms, N26 has painstakingly restructured banking for the smartphone, by making it simpler, faster and fashionable. N26 claims that opening a new bank account with them takes only eight minutes and can be done straight from one’s smartphone, and users can receive a Mastercard to pay without cash or withdraw cash anywhere in the world. They also offer exact exchange rates when spending using their card in a different currency. The brand currently offers 4 types of acounts:
N26 Mastercard -
A free standard bank account N26 You (New!) - A personalised, paid for bank account with an insurance benefits N26 Metal - Similar to N26 You, N26 Business - The account for enterprises that benefits from all the offers of a regular N26 account
Complaints and feedback on N26
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