Nibble

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Nibble

100% Would buy here again

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Spotlight: What are our customers saying?

P
Presley
I needed capital for my new business. I tried different loan platforms but the interest rate and duration were not favorable. I tried to borrow from my friends but none could afford such an amount....Read on

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    I got a loan to run my business

    I needed capital for my new business. I tried different loan platforms but the interest rate and duration were not favorable. I tried to borrow from my friends but none could afford such an amount. I was confused. I searched the internet for a good loan platform then Nibble popped up. I researched more about the brand. I presented my business proposal and was asked a few questions to which I responded. I took some finance courses as encouraged by the brand. In the long run, I got the loan to run my business with a 3month duration and low interest. My business is flourishing . Thank you Nibble for giving me this opportunity.


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Nibble

Crowdfunding is the process where small amounts of capital from a large number of people are used to finance a new business venture. This model of obtaining capital makes use of easy accessibility of vast networks of people through social media and crowdfunding websites to bring investors and entrepreneurs together. This increases the entrepreneurship capabilities of the businesses by expanding the pool of investors beyond the traditional owners, venture capitalists and individuals. This model of sourcing for funding has led to an explosion of ideas and extension of entrepreneurship, as one of the major elements that stifle business establishment and/or expansion is capital. Traditional means of accessing capital like loans from financial institutions mostly require that the borrower produces some security facilities in case of default, while also taking a chunk of the capital back through interest rates. Crowdfunding platforms are creating alternative to this, as the rise of Financial Technology Industry across the world regulates transactions and sets boundaries and restrictions for digital transactions. Nibble is a platform that links people who want to invest with people who have ideas and/or want to start a business, offering a win-win situation for both parties. How will the interest of both parties be protected? Does Nibble have a good track record? Read independent reviews of the company here to find the answer before considering investing in any of their products and services.

About Nibble
Nibble is a crowdfunding platform that connects investors and lenders throughout Europe through a safe investment guarantee for loans issued by companies which are part of the IT Smart Finance Group (ITSF). Nibble is based on a ‘Peer to Portfolio’ model, offering investors the opportunity to safely invest in alternative loans and a Buyback guarantee even if the loan is overdue by more than 60 days. Nibble also offers investors a return on investment of up to 12%, exceeding the average profitability of the market. It currently has its headquarters in Spain and Russia and was founded in 2014. Nibble helps the investors to have an investment portfolio in a fully automated manner where investors can establish the portfolio parameters that allow them to create preferences like the maximum and minimum investment amounts, countries to invest, and so on.

Products and Services of Nibble
The company offers short term loan plans worth up to €500, with the loan repayment term of up to 30 days, as well as a long-term loan plan of amount up to €1,000 and a loan repayment term of up to 90 days. The company also offers automatic reinvestment and buyback guarantee options for customers that desire such.

Compliments, complaints and tips for Nibble
If you have used the investment platform of Nibble in the past, then sharing your experience here would be beneficial to prospective customers looking to invest in the same platform. Were you an investor or a loan-taker? Did the company keep to their terms and conditions? Was their platform efficient and easy to use? Would you recommend them to others? Please leave your candid opinions below to enable the company to serve you and others better.

If you want to become better at understanding finances but you don’t know where to start, at least know that nowadays there is a wealth of information on the subject and getting started is not difficult. Libraries, bookstores and websites can provide you with most of the information you need on every financial topic you can imagine. Anyone who is interested and willing to put in the time can get access to all the needed resources. Here are some tips so you don’t get lost in the process:

Take a finance course
Look for courses from universities and other academic institutions that can guide you in your learning journey. You can also have a quick read at books such as The Richest Man in Babylon or the well-known "... for Dummies" series which can provide you with insight into the basics of finance so that you can then identify specific items that you would like to learn more about. 

Internet is your friend
For any questions, there’s no better place to go to for fast, easy access to information than the web. You can look for finance information at Investopedia and similar sites that provide access to infinite amounts of information and will also keep you updated on the latest financial developments. You will also be able to find economists, strategists and other experts that can be interesting and informative to you. 

Get deeper into the subjects
Once you’ve covered the basics of finance it’s important to immerse yourself in more complex financial subjects. There are great publications and magazines that can truly help you gain more in-depth knowledge than you will usually get surfing the web or taking on a course. The more you are able to deal with complexity, the easier also the basic finance matters will be to deal with. 

Get familiar with the language
There is really not one formula to do this, the best advice is to just take initiative and immerse yourself into the subject while taking the time to search for the meaning of unknown terms when you come across them. Taking on a course can also help you a lot in getting familiar with the finance lingo. Some of the main concepts you will learn about will be: how to measure profitability, EBITDA, operating income, revenue and operating expenses. 

Don’t fear!
Don’t avoid finance just because you don’t feel you’re good at math or you find it boring. It’s not as complex as it seems at first and it is truly necessary to keep score on your business and measure your progress. Most finance operations are mathematically not that complex.

Either because you feel you are ready to take on your finances on your own or you feel you may need some advice and assistance, check out this finance company or companies that may help you engage in and improve your finances: