U Account

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U Account

71% Would buy here again

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Spotlight: What are our customers saying?

R
Ry
Do your self a massive favour do not touch these cowboys. The company is the worst and I feel sorry for the folk who have to work for this sorry excuse of an online bank I've lost count of how ma...Read on
D
Darren Winchest
U Account is a UK-based digital current account alternative founded by Alex Letts,ex-owner of Ffrees Family Finance, and now CEO of U Holdings Ltd. SCAM - SCAM - SCAM - SCAM - SCAM ...Read on
M
M Munye
0114 286 6326 that's their Number...Read on
A
Adam MacFarlane
Do not ever use ever under any circumstance, they are well known to be dishonest thievs! Read more reviews and you start seeing the same things over and over..... If they suspend your account you w...Read on
S
Saps
It was an easy to open account and has some good features. Their service was smooth and my issue was resolved quickly over their Facebook messenger. It helps me to budget my money so that I can...Read on

All reviews (7)

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    If I could give zero stars I would

    Do your self a massive favour do not touch these cowboys.
    The company is the worst and I feel sorry for the folk who have to work for this sorry excuse of an online bank
    I've lost count of how many messages I have sent them.Alwats try to worm their way out of it.
    Do what I have done request every single bit of information electronic footprints the lot through the freedom of information act.
    I've requested it 3 times now and if they do not provide the information requested they are breaking the law.you pay for the use of the account so you are more than entitled to see who is accessing your account when they are accessing it and what is being done.
    All direct debits cancelled down without permission causing me to get charges for late payments now.
    They don't know the difference between a faster payment out and a standing order.
    They have the cheek to charge for transactions when they can't even manage your account suffiently
    do yourself a favour use MONZO who have been recommended on Martin Lewis website.He only advertises regulated and excellent services he would put rubbish companies like uaccount on his apart from to warn people


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    u account

    U Account is a UK-based digital current account alternative founded by Alex Letts,ex-owner of Ffrees Family Finance, and now CEO of U Holdings Ltd.
    SCAM - SCAM - SCAM - SCAM - SCAM - SCAM

    MR ALEX LETTS, WIRE CARD, MASTER CARD, Shelby Finance Ltd. ALL ARE JOINING FORCES TO SCAMM PEOPLE TRHOUGH U ACCOUNT AND LENDING OUT THE MONEY TO PEOPLE THROUGH Shelby Finance Ltd.
    scamming people on benefits and all!

    Uaccount are big time thugs they steal your money they’ve been holding over £2,000 of my money I constantly email them but they come back with the same replies to check the Q & A or their help page but that’s rubbish too please let this be a lesson to anyone who is trying to bank with them I beg you not to they will take your money restrict your card and you won’t get a penny back they are a bunch of thieves! They have no phone number!

    How long has your account been frozen?
    I'm in the same boat at the moment, been 11 days and no response at all!

    I got 7000£ on this acc is all my savins

    Hello my account has been frozen with 5000 I have already bocking a lawyer to take them in the court.

    My account has just been blocked with 3000 and no reply from customer support, I will reported to FCA and Ombudsman

    Hello U Account my account has been frozen with 1400£ I will reported to FCA


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    Yes

    0114 286 6326 that's their Number...


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    Cancer

    Do not ever use ever under any circumstance, they are well known to be dishonest thievs! Read more reviews and you start seeing the same things over and over..... If they suspend your account you will never see your cash ever again


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    Helpful Account to use

    It was an easy to open account and has some good features. Their service was smooth and my issue was resolved quickly over their Facebook messenger.

    It helps me to budget my money so that I can plan my expenses better.

    mate, are you smoking or what? this so called online bank is under investigation. fraud a nd scam bank


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    the non bank that acts like a bank but not big enough

    was relatively easy to get account but then realised why . they charge you for some pretty standard things but if you dont do a lot of banking and therefore incur not a lot of charges there is a "review" and your account is threatened with closure and they cancelled my wifes though only after i pointed out i will have her wages paid into an actual bank because we gave these guys a try after bank charged us for their mistake nearly costing us a ton of money and taking too long to sort . got the money back but took a lot of red tape from banking laws etc hence this tryout of this " non bank ". just like a bank but filled with charges , mistakes, bad customer service and forget about instant or even fast. today can stretch well over 24 hrs during the week and weekends just live forever


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    fraud on my account and i am temporary ban from access the website

    i lost my card and discovered that somebody has used my card in some fraudulent transactions, i reported the card lost/stolen and should complained about transactions on my account, the u account team member that spoke to me promised to send me a refund form and that she will contact the merchant, may wage got paid into the account last week Friday and i started paying my credit card and somebody that i owe only for me to discover that i have been block from access the online account, i do not know what has happened and i still have money in the account. i have never had a reason to complain before but now i am worried.

    Ayodele Ogunyemi


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U Account

If you make a lot of payments, you will want these payments to go as smooth as they can be. But where can you go for the best baking services? One of the companies that offer baking is U Account. But can you trust them to handle your money with care? How reliable will this bank be? Will their banking system be safe? How easy and trustworthy are their banking methods? Will it be easy to create your own U Account? And what kind of customer service will this banking service provide if you have some sort of question, complaint or problem regarding your account of their services? The best informants on these matters are the customers that already have a U Account. Read their reviews to investigate if U Account might provide the right banking services for you. Their opinions, ratings, experiences and comments can help you decide if U Account is trustworthy and reliable enough.

About U Account
U Account is a banking company. The company was founded in 2016, so they are a relatively new player in the field. They want to help you to manage your money. According to them, it should not matter what your credit history is. They also want to be a bank alternative that never surprises you or other customers with things like hidden charges or penalties. They will provide you with a free prepaid contactless Mastercard. You’ll have one account as a standard, but it’s also possible to add extra accounts. Each of these accounts will have its own account number and sort code. This means you can separate your separate funds so they won’t overlaps or mix. This can help you to keep an overview of all of your expenses. Via spending categories, interactive graphs, visual statements and other options, you will be able to track where your money is going. Via transactions online or in-store, you will save U Points that allow you some cashback.

Services of U Account
You can create an account on their website. Just apply for an account, enter some personal details, select an account price point (Free, £5 or £10 per month) and confirm your details. After creating an account, you can access this account on their website, but it’s also possible to download their app to your Smartphone or tablet. U Account’s app is available for Android and iOs and you can download it from your Apple AppStore or Google Play. They also have a customer service that promises to be there for you whether you need them for a quibble or just a query. You can reach them via a secure in-account message service, talk to them via Live Chat or send them an email. And they are present on Facebook and Twitter.

Complaints, Compliments and Tips for U Account
Do you already have an account on U Account? Then we would like to know more about your personal experience with this company. Are you satisfied with your account? How useful is their service? And is their customer service willing to help you when you need them? Please tell us everything via your own customer review.

What do bankers think of U Account? Read customer reviews about their banking accounts, Mastercard, seperate accounts, App and more.

If you want to become better at understanding finances but you don’t know where to start, at least know that nowadays there is a wealth of information on the subject and getting started is not difficult. Libraries, bookstores and websites can provide you with most of the information you need on every financial topic you can imagine. Anyone who is interested and willing to put in the time can get access to all the needed resources. Here are some tips so you don’t get lost in the process:

Take a finance course
Look for courses from universities and other academic institutions that can guide you in your learning journey. You can also have a quick read at books such as The Richest Man in Babylon or the well-known "... for Dummies" series which can provide you with insight into the basics of finance so that you can then identify specific items that you would like to learn more about. 

Internet is your friend
For any questions, there’s no better place to go to for fast, easy access to information than the web. You can look for finance information at Investopedia and similar sites that provide access to infinite amounts of information and will also keep you updated on the latest financial developments. You will also be able to find economists, strategists and other experts that can be interesting and informative to you. 

Get deeper into the subjects
Once you’ve covered the basics of finance it’s important to immerse yourself in more complex financial subjects. There are great publications and magazines that can truly help you gain more in-depth knowledge than you will usually get surfing the web or taking on a course. The more you are able to deal with complexity, the easier also the basic finance matters will be to deal with. 

Get familiar with the language
There is really not one formula to do this, the best advice is to just take initiative and immerse yourself into the subject while taking the time to search for the meaning of unknown terms when you come across them. Taking on a course can also help you a lot in getting familiar with the finance lingo. Some of the main concepts you will learn about will be: how to measure profitability, EBITDA, operating income, revenue and operating expenses. 

Don’t fear!
Don’t avoid finance just because you don’t feel you’re good at math or you find it boring. It’s not as complex as it seems at first and it is truly necessary to keep score on your business and measure your progress. Most finance operations are mathematically not that complex.

Either because you feel you are ready to take on your finances on your own or you feel you may need some advice and assistance, check out this finance company or companies that may help you engage in and improve your finances: