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About Zilch
Zilch is a UK financial technology company offering app-based payment and consumer credit services. Customers can use a virtual Mastercard to pay for purchases immediately or divide eligible transactions into instalments, subject to approval and applicable terms. The service is aimed at UK consumers shopping online or in stores that accept Mastercard. Zilch is operated by Zilch Technology Limited, which is authorised and regulated by the Financial Conduct Authority.
This information is based on publicly available data and is provided for orientation purposes only.
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Credits and Loans | Credit Cards & Debit Cards Reviews & Experiences
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Last update: October 2026
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