Mobile phones, tablets and other handheld devices and gadgets have become more and more important other the last couple of decades and chances are that’s not going to change any time soon. And since these devices and gadgets are often also pretty expensive, taking out an insurance policy that covers these items might be a necessity rather than a luxury. But which insurance company should you choose? One of the insurance companies that covers these devices and gadgets is Switched On Insurance. But what kind of cover do they offer? Will they pay when you make a claim? How do they treat their customers? These things you cannot learn from their website. The best way to go about investigating these matters is by reading unbiased reviews placed on BritainReviews by real customers of Switched On Insurance. They can prepare you for what it means to be insured at Switched On Insurance so you will make the right decision for yourself.
About Switched On Insurance
Switched On Insurance is a company that offers insurance policies. They focus on policies for mobole Smartphones, tablets, laptops, cameras and other forms of family gadgets. But they also provide covers for Samsung Galaxy Smartphones, Macbooks, or even consoles like the Xbox One. Their family gadget insurance provides one cover and premium for up to 10 devices and you and your family use in and around your home. The insurance policies protect your device or gadget from accidental damage, theft, loss, a cracked screen, liquid damage, and mechanical breakdown as long as it happens at home, your workspace, the university that you study at or during a holiday overseas. The maximum age of the device that you want to insure is 18 months.
Let's hope they can protect you in these cases
Services of Switched On Insurance
If you are interested in one of the insurance policies that Switched On Insurance has to offer, you can get a quote via their website to see what premium your particular situation will cost you. It’s also possible to arrange your actually policy online or make a claim via their website. You can pay via Visa, MasterCard or Direct Debit. If you want advice of have a question for Switched On Insurance, you can contact them via telephone or email. The contact details can be found at the bottom of their website. But you can also find them on Facebook, Twitter, Google+ and LinkedIn.
Complaints, Compliments and Tips for Switched On Insurance
Is one or more of your devices or gadgets already insured by Switched On Insurance? If so, would you be willing to share your experience with us? What do you think about the cover that they offer? Do you think their premium is worth their cover? Do they actually pay when you make a claim that you feel is valid, or do they hide behind some fine print in order to get out of it? Please leave us with a customer review. Other potential customers can use your experience and opinion to find out what being insured at Switched On Insurance really means.
What kind of insurance cover does Switched On Insurance offer? Read reviews about their policies for smartphones, tablets, consoles, gadgets & laptops
Before taking out insurance
Firstly, before you take out insurance, you should consider answering the following questions. If the insurance company is an independent agent or an insurance company?
Secondly, you should research the company's history and reputation. And reading online reviews is a way to find out more about their consumer satisfaction.
Thirdly, you should also look into the insurance companies financial strength to be sure that they can cover your claims!
Fourthly, always looking into the coverage of an insurance policy. Make sure that what you need, is what you get!
Fifthly, analyze and compare the price of an insurance policy. Whether you are taking out a home or health insurance, there is always a cheaper and (not always) a better option.
Finally, there are more things to consider before taking out insurance; matters as the ease of doing business like getting claims approved.
Also, if you are looking for reliable insurance companies, then have a look at the following companies that have a positive review score on BritainReviews:
Read independent reviews, consumer experiences, feedback and complaints right here! Get to know the best online shops and service providers from the impressions they with people. Customers now get to decide which brands are worthy and which are not!
I really got so much help from these guys , switchedon got me the insurance which was necessary for me to have. I believed they provide quite less cost, and insurance on various things , material and costly stuff one owns. so that's really cool.
Claim rejected for laptop stolen from locked car My rucksack with laptop was stolen from my car when I went to shop for few minutes to buy flowers for my girlfriend. Black rucksack was in the back of the car with tinted windows, in space between driver seat and back passenger seat so wasn't visible. Car was locked - this was new rental car so it has Keyless entry systems using remote controller. The theft was recorder by witness, it was reported to police, police confirmed that the theft took place and they are investigating. Insurance company rejected the claim saying they policy wording say that "forced and violent entry into the vehicle is required". Police has confirmed that thieves can open cars with Keyless entry systems without damaging the car. I have Ultimate Insurance for 2 business laptops for more then 5 years now so I have probably paid them more for having it insured over that period of time that the laptop was worth when brand new. All new cars has got remote controllers now to open the car which means this policy is scam!!! Thieves don't use screwdrivers, hammers or crow bars to break into vehicles any more!!!
Definitely should have avoided like the plague did everything they asked for claim got approved and they ended up giving just £10 after all there charges cancelled immediately would definitely avoid if possible
There is NOTHING ultimate about this insurance. I have been paying my insurance for over 2 years, dropped my phone and cracked the screen, my 'Ultimate' cover allows me to send my phone off for a repair (being without one for a non confirmed amount of time) or I can pay £200+ to get it repaired myself and claim it back (less their expenses)- and after reading other reviews they dont actually give it back to you. I don't know what service I have been paying for the past 2 years. Extremely upset and would NOT reccomened.
I give 1 star because I cant give ZERO. Policy number: 537475 Claim: NCL/SO/00018996/FER-1. They are refusing to pay my claim after a low life on a push bike has taken my Iphone off my hand in London, just because they dont want to pay, they will find anything not to pay you, no matter how much information you send them. I had 3 other friends who had past issues with holiday, etc with them and they all warned me, be careful they will make everything they can, not to pay you, I didn't want to believe it, but it happened. I am have now raised a complaint with the Financial Ombudsman and if it doesn't get resolved I will take them to court, because I know I can win. I've only just called them once, the rest of the communication was done via email. When I first called them I spoke to a guy called John on the 28th of July, he was the rudest and most unpleasant person you can talk to. AVOID, AVOID, AVOID even if it costs you a bit more somewhere else.
Refusing to pay up, delaying claim, offering <20% of that they owe us. Flight cancelled owing to bad weather. No alternative flights for 24 hours. We took trains, Eurostar and taxi to get home. Switched On Travel Insurance firstly said that we were not covered. Then they said we had to get a letter from the airline confirming that it had been cancelled. There was a major storm that weekend and every flight was cancelled: any decent insurance company would have looked that up! Then they refused to pay. We challenged for the third time, and they said we needed another letter from the airline stating there were no other flights within 24 hours. We challenged again. They then offered us less than 20% of our claim. We’re suing them, and will win. Typical of our cowboy insurance industry.
Useless company , when it come to theft or loss they take you to a 2 month period of waiting and in the end they say they can give nothing back. And no refund even if they didn't provide any service. Don't choose it.
There are currently 12 customer review posted about Switched On Insurance. On average, they received a star-grading of 4.8/10, with 50% of the reviewers indicating that they would buy from the brand again.
What services or products do Switched On Insurance offer?
Switched On Insurance is mainly active in the Insurance category, more specifically with Travel, Home.
I have read all the reviews. What now?
Did you get a positive impression from the reviews? If so, then you can place your order on the Switched On Insurance website with confidence. If not you can find many other brands to read about on our website!