Monefit Reviews

: 25
96% Would buy here again

Most relevant positive review

  2024-05-15
Daily interest loan
Wow, this loan stuff is really good! The website is so easy to use and there aren't loads of... Read on
Hollie Williams

Most relevant negative review

  2024-03-16
Investment in SmartSaver
As someone who recently invested with SmartSaver, I was really disappointed with the whole experi... Read on
leo

Review with most votes

  2024-02-29
Online financial services
At first, I wasn't sure about using online financial services, but I thought I'd give i... Read on
Karl Shaw

Reviews (25)

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    Investment and interest rates

    I went ahead and opened an account and not long after that, made a money commitment into a vault. Similar to Go&Grow, you can find the daily interest rates there. I was actually considering investing a lot more money there, BUT....as far as I'm aware, no one has ever (or at least no one has reported) withdrawn or cashed out money from there!

    What if I don't receive my money back, or only get part of it back? It's definitely something that should be considered.... 8% interest rates can't be completely risk-free! In my opinion, it's a great concept, but the fact remains that there is no concrete evidence of consistent, complete withdrawals. For now, we'll just have to wait and see...


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    Opening an account at an online financial service

    Yesterday, I set up an account with an online banking service and it was really easy and fast. Today, I decided to transfer some money using my credit card and it was instant, just like they said. Feeling pretty confident that things were going smoothly, I went ahead with a bank transfer, which was also simple. The instructions asked for some specific transfer codes, which I accidentally entered wrong. I think it's not a big deal and the transfer should still go through in a couple of days. I've dropped them a message just to be sure, and I reckon they'll get back to me tomorrow. So far, their messaging system seems very user-friendly.


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    High-yield savings account

    I'm really pleased with the high-yield savings account I opened with this company, it's turning out to be a really good financial move for me. The interest rate on my money is double compared to other savings accounts out there, which means my money's growing nicely. Transferring money in and out of the account is dead easy, it's just like doing a transfer at a local bank. What's really great for me is that there are no restrictions on withdrawals, so I've got all the flexibility I need with my cash. I'd definitely recommend this high-yield savings account to anyone who wants to get the most out of their savings.


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    First deposit and rewards received

    I've just deposited for the first time and got my first rewards, and I have to say I'm really impressed with how easy it was. The platform looks nice and is easy to use, plus it's visually appealing. I've noticed that the returns I'm getting are higher than what I was getting from other similar services, which is definitely a good thing. My only small issue is that it takes a bit long for withdrawals to come through, up to 10 working days, which is a bit worrying. Overall, I'm happy with how things are going and will probably deposit more money in the future if the returns stay consistent.


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    Recent email restriction for UK residents

    I got an email from the company the other day saying that, as a UK resident, I won't be able to deposit money anymore because they're focusing on other markets. It's made me a bit worried about my investments and I'd like to know more about why they've made this sudden change. Are there any problems behind this decision, or is it just a business move?


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    Daily interest loan

    Wow, this loan stuff is really good! The website is so easy to use and there aren't loads of fancy buttons making things complicated. It's like they knew exactly what I was looking for. And you know what? The daily interest thing is actually effective! No strange surprises, just smooth progress. I'm really enjoying it at the moment!


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    Online financial services

    At first, I wasn't sure about using online financial services, but I thought I'd give it a go by signing up and putting some money in. When I made a withdrawal to see how things worked, I was really pleased with how easy and fast the process was. The website was super user-friendly, and whenever I had any questions or problems, the customer service team got back to me quickly. I also found out they're planning to bring out an app soon, which sounds like it'll be a handy feature. All in all, I've got to say I'm pretty impressed with the service this company offers.


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    Large investment in high interest platform

    I've put quite a bit of money into this platform and so far, I haven't had any problems transferring funds. The cash shows up in my account almost right away, which is really handy. I used to have my money in a different bank, but the interest rates were so low that I started looking at different places to invest. Once I had a look around the platform and read some reviews on trustpilot.com, I felt sure that this was the right place for me to put my money. The fact that I get interest payments every day is also a big plus for me.


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    Loyalty program

    I've transferred quite a bit of money over to that place and now I'm just waiting to receive some rewards in return. Setting up the account was a breeze, they pay out interest every day, and the product itself looks great. The only thing that worries me a bit is the owner - I've heard they don't have the best reputation in the P2P community when it comes to delayed payments. I haven't attempted to withdraw my money yet, but apparently it takes 10 days. Fingers crossed everything goes well!


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    Three-month capitalization platform usage

    I've been using the platform for about three months now and I have to admit, the everyday capitalization feature is really impressive. It's like having a well-oiled machine that you can rely on. The only downside is that the withdrawal process takes about 10 business days, which feels a bit lengthy for my taste. But apart from that, I actually quite like using the platform. It would be great if there was a mobile app though, for easier access and convenience.


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    Easy deposit options, user-friendly interface, reliable investment

    The deposit process was really easy, I could choose to use my credit/debit card or do a bank transfer via SEPA, which made it really convenient for me to invest. The interface is simple to use, making it easy for me to keep track of my investment. I've found the platform to be dependable up to now, with some good interest rates. I haven't withdrawn any money yet, but I expect it should be a straightforward process based on how things have gone so far.


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    Easy setup and verification process

    I found the setup and verification process really easy and hassle-free. The basic overviews they gave me were just what I needed. But, I do hope they come out with an app in the future for easier access. One thing I think they could improve on is the logging in process - it would be much better if I could just log in straight away without being sent to another site.


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    Fast transactions, interest on daily basis

    I was really impressed by how fast the transactions were at this company. It was quick and easy to get money in, which was great. I also liked that interest was calculated daily, which I thought was a good touch. Overall, my experience has been really positive up to now.


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    Investment in SmartSaver

    As someone who recently invested with SmartSaver, I was really disappointed with the whole experience. I saw some bad reviews on Google but decided to give them a try anyway. Their Instagram ad caught my eye, but I didn't realise the problems I would encounter. When I mentioned the lack of investment guarantees on their website, I was flagged and blocked from commenting on their ads. This dodgy behaviour has made me doubt the company's legitimacy and the safety of my investment.


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    Quick and hassle-free withdrawals

    My experience with this service has been really good. I've found it easy to withdraw my money without any issues, other than having to wait the standard 10 days. I like that the bonuses are paid straight away without any extra conditions. I'm excited to see if they keep up this level of service!


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    Quick and easy money transactions

    I've had no problems depositing or withdrawing money. It took about 9 days for the money to arrive, not including weekends (up to 10 business days, excluding Saturday and Sunday). Everything's been great, the conditions are top-notch – it's basically like getting paid for doing nothing.


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    Registration for 12-month Vault

    I signed up for a 12-month Vault about a month ago and it's been brilliant so far. The whole thing went really smoothly and without any hassle. Big shoutout to the customer service team, especially Jana who helped me out. She was really nice and sorted out all my questions fast and effectively. Overall, I'm really pleased with my time at Monefit.


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    High-risk investment

    Deposits and withdrawals are fine, but waiting for withdrawals can take ages, as stated in the terms and conditions. The folks running the show have had some financial ups and downs for the past couple of years. Investing in this is risky business as the interest rates are pretty low.


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    Would buy here again
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    Quick and easy sign up, fast deposit

    Signing up was really easy, got my account sorted in no time. Depositing some cash went smoothly and I started seeing interest rolling in quickly. Definitely recommend it to others.


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