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If there is any mobile banking platform that has made banking easy, it is N26. they are an online platform with a vision to build a bank everyone loves; it is a restructured banking for the smartph...Read on

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    Would buy here again

    exciting experience shopping from Burton

    If there is any mobile banking platform that has made banking easy, it is N26. they are an online platform with a vision to build a bank everyone loves; it is a restructured banking for the smartphone. They make digital banking simpler, faster, and fashionable. Before now, I used to dread the banking hall, the long queues, the challenges of getting access to staff for inquiries and complaints. The noise and crowd make it even scarier for me. However, ever since I invested in the services N26, I have been so happy. They created my bank account in less than 8 minutes and I was given a master card I could use anywhere in the world. I recommend N26 to anyone who loves digital banking and what the best mobile banking service they can get.

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Digital banking is the moving online of all the old-style of banking activities and plans that were historically only accessible to clients when bodily present inside a branch of a bank. These activities include to money deposits, withdrawals, and transfers. As well as other forms of savings account management. Today, digital banking has made virtually all types and forms of banking activities completely digital and computerized from front-end to middle-office, and back-office. These include the use of internet banking and mobile banking amongst others at the front end, and expansively covering the whole banking computerization from back-office too that is made up of straight-through processing. For instance, one might come in contact with an ad that affirms “get a car loan in two minutes”. You can visualize the level of work to which a bank has to go to attain to pay out the loan in two minutes? This may include a wide range of integration on the inside in addition to the outside. For instance, for know your customer or/and credit check, and now bank may have to gather these data in about one minute from an external agency. Besides, other aspects such as the use of social media, espousing new revolutions like artificial intelligence, robotics, machine learning, blockchain, big data, and cognitive computing amongst others are beyond this. N26 have in-depth knowledge and understanding of all these, and as such is focused on giving clients the best experience in digital banking. You can read honest reviews about N26 here, just to clear your doubts. 

About N26

N26 was incorporated in early 2013, in Berlin by Valentin Stalf and Maximilian Tayenthal, and have acquired over 3.5 millions clients within the space of just two years. Currently, N26 runs in seventeen countries of the world including; Austria, Belgium, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Portugal, Slovakia, Slovenia, and Spain. Since January 2015, N26 has been accessible on Android, iOS, and desktop. N26 claims to be a mobile banking platform whose vision is to ‘build a bank the world loves to use’. Ever since they opened her door was opened in 2013, they have been 1 of  Europe’s first mobile bank platform with a complete European banking certificate and is setting new standards in the banking industry. Unlike most other platforms, N26 has painstakingly restructured banking for the smartphone, by making it simpler, faster and fashionable. N26 claims that opening a new bank account with them takes only eight minutes and can be done straight from one’s smartphone, and users can receive a Mastercard to pay without cash or withdraw cash anywhere in the world. They also offer exact exchange rates when spending using their card in a different currency. 
The brand currently offers 4 types of acounts:

N26 Mastercard -

A free standard bank account  N26 You (New!) - A personalised, paid for bank account with an insurance benefits N26 Metal - Similar to N26 You,  N26 Business - The account for enterprises that benefits from all the offers of a regular N26 account

Complaints and feedback on N26

Have you invested in any of the products and services offered by N26? Were you satisfied with your investment? Would you consider suggesting the platform to a friend or family member? And please, do not hesitate to leave independent reviews about them here, as it would help other people in making the right decision.

If you want to become better at understanding finances but you don’t know where to start, at least know that nowadays there is a wealth of information on the subject and getting started is not difficult. Libraries, bookstores and websites can provide you with most of the information you need on every financial topic you can imagine. Anyone who is interested and willing to put in the time can get access to all the needed resources. Here are some tips so you don’t get lost in the process:

Take a finance course
Look for courses from universities and other academic institutions that can guide you in your learning journey. You can also have a quick read at books such as The Richest Man in Babylon or the well-known "... for Dummies" series which can provide you with insight into the basics of finance so that you can then identify specific items that you would like to learn more about. 

Internet is your friend
For any questions, there’s no better place to go to for fast, easy access to information than the web. You can look for finance information at Investopedia and similar sites that provide access to infinite amounts of information and will also keep you updated on the latest financial developments. You will also be able to find economists, strategists and other experts that can be interesting and informative to you. 

Get deeper into the subjects
Once you’ve covered the basics of finance it’s important to immerse yourself in more complex financial subjects. There are great publications and magazines that can truly help you gain more in-depth knowledge than you will usually get surfing the web or taking on a course. The more you are able to deal with complexity, the easier also the basic finance matters will be to deal with. 

Get familiar with the language
There is really not one formula to do this, the best advice is to just take initiative and immerse yourself into the subject while taking the time to search for the meaning of unknown terms when you come across them. Taking on a course can also help you a lot in getting familiar with the finance lingo. Some of the main concepts you will learn about will be: how to measure profitability, EBITDA, operating income, revenue and operating expenses. 

Don’t fear!
Don’t avoid finance just because you don’t feel you’re good at math or you find it boring. It’s not as complex as it seems at first and it is truly necessary to keep score on your business and measure your progress. Most finance operations are mathematically not that complex.

Either because you feel you are ready to take on your finances on your own or you feel you may need some advice and assistance, check out this finance company or companies that may help you engage in and improve your finances: