Your home is probably the most expensive thing that you buy. And that’s not all. Your home also contains some of the most valuable stuff that you have. Whether it is money value or ‘just’ emotional value, you will want your home and its content to be well insured. But which insurance company offers the best policy for the best premium? One of the companies that offers home insurance is RAC Home Insurance. But what kind of policy do they offer? What kind of cover can you expect? Is their no small print that they will hide behind when they need to pay a claim? And will their customer service department treat you well? That’s what you can best hear from customers that have already taken out an insurance policy at RAC Home Insurance. They can inform you of everything you need to keep in mind when taking out an insurance policy at RAC Home Insurance. Read their reviews so you can be sure you are well informed.
RAC is a company that offers many kind of insurance policies. The company was founded in 1897, they have over 8 million members, They first and foremost focus is on vehicle , car and motorcycle insurance and breakdown service, but they also offer other forms of insurance covers like the home insurance policy that will be focussed on here. They offer buildings insurance of the house that you live in, but also content insurance that covers the valuable contents of your home. You can either take out one or both of them separately, but they offer a joint policy that contains both. And if your home is (temporarily) not safe to live in, hey can offer you up to £75,000 that you can spend on alternative accommodations. The policy also covers up to £500 if your locks or keys have to be replaced. And there is also £5000 available for when you go to collage or university and something gets stolen while it was temporarily kept in your dorm. Other situations that are covered are fire, explosion, water damage, burglary, vandalism, liability, impact damage made by vehicles, storms, earthquakes and floods. Besides home insurance and the aforementioned vehicle insurance they also offer caravan insurance, business insurance and pet insurance.
A RAC Home Insurance advert. Does it reflect the real deal?
On their website you can get a quote by filling in some personal details. You can also find RAC on Facebook, Twitter, Google+, YouTube and Instagram.
Is your house and its content already insured at RAC Home Insurance? Then you are the right person to tell us all about this insurance company, their cover, premium and policy. Did you ever need to make a claim? How did that go? Did RAC Home Insurance pay without being difficult? And what is their customer service like? Leave a positive or negative review and help others to find out what being insured at RAC Home insurance really means.
Does RAC Home Insurance provide the right cover for your situation? Read reviews about this home insurance company, its policy, cover and premium.
Before taking out insurance
Firstly, before you take out insurance, you should consider answering the following questions. If the insurance company is an independent agent or an insurance company?
Secondly, you should research the company's history and reputation. And reading online reviews is a way to find out more about their consumer satisfaction.
Thirdly, you should also look into the insurance companies’ financial strength to be sure that they can cover your claims!
Fourthly, always looking into the coverage of an insurance policy. Make sure that what you need is what you get!
Fifthly, analyze and compare the price of an insurance policy. Whether you are taking out a home or health insurance, there is always a cheaper and (not always) a better option.
Finally, there are more things to consider before taking out insurance; matters as the ease of doing business like getting claims approved.
Also, if you are looking for reliable insurance companies, you can have a look at the following company or companies that have positive review scores on BritainReviews:
Read independent reviews, consumer experiences, feedback and complaints right here! Get to know the best online shops and service providers from the impressions they with people. Customers now get to decide which brands are worthy and which are not!
I have been intact with RAC for last 5 years and since then, I feel assured when it comes the security of my family and belongings. My home got covered with home insurance along with the belongings inside.
Actually, I never thought home insurance will become so important to us or every actually work for us when I earlier have gone for it. It was suggested by my father to do so.
last year, my house caught on fire, luckily my family wasn't at home. but hall and one room got burnt before fire brigade came. But RAC insurance literally saved us at that time. Until our ome get renovated, they provided us an alternative home. Our expenses on renovation got covered and all happened without any complicated process. As we all were disturbed at that time. RAC really got my family and home covered.
I am even looking forward to go with their more products.
THANKS :) RAC Insurance
Do not buy this! RAC blame Lloyds bank claims who are their underwriters for totally inept service. 3 months so far waiting to get flooded bathroom fixed . They say they are waiting for reason of damage on contractors quotation, contractor says they were not there and so cannot state the reason but I told them the tap was accidentally left on. Then they say they havent had quote then they say they have it but cant open attachment then they say they may have it but cant open it because the file may be too big then they say they will call contractor then they dont call then they say still waiting for quote then they say they may have it but dont really know if they have if attachment too big. Then original contractor drops out and second quote is a little more expensive, Then I have to point out that one was charging vat and not the other and now apparently they have the contractors quotation from the first time I sent it . Now they insist on having own contractor to visit me as there was a £200 difference in the quote and so it goes on madness total madness!!! Im still waiting! Making complaint to financial ombudsman. DO NOT BUY WITH THESE IDIOTS. 72 year old OAP.
Absolutely dismal. Trying to sort out a claim for lost property . Brokers llyodsbankclaims-Daviesgroup.com are so awful its unbelievable. Still waiting on the 10th of November for a claim from 31 july. Cant get through, when you do staff are ex exceptionally unhelpful especially Mohamed. Feel like giving up. Will never insure anything with RAC again.
