5 Hidden Costs Students Forget About When Living Off-Campus

5 Hidden Costs Students Forget About When Living Off-Campus

One of the most acute problems for students is choosing the place to live. This decision may cost a lot of money, so one should be quite careful about it. Schools can charge thousands of dollars for accommodation but living off-campus can be costly too, especially in the big cities

For most people, college years become the time when they learn to budget. This is one of the vital skills for successful adult life, especially for those students who live off-campus. Tuition fees are responsible for only a small part of the expenses that students have in college, so you must learn to develop a budget that fits your needs

Those students who only start living on their own, typically have trouble planning their month budget. They tend to exceed it because of unexpected costs they face. So they decide to find a solution by earning extra money at a part-time job. Naturally, it may lead to some negative consequences related to learning because working students often fall behind with the studies. Therefore, they start looking for ways to boost their academic performance. Some students use essay writing services while others resort to different online tools to make the education process easier. You may choose a tool for checking your plagiarism to make sure you submit only original assignments or a citation generator to save your time on formatting. Choose the kind of help that could be the most effective for you, so you can spend more time making money. For sure, if you decide to live off-campus, you will have to earn more as there are some hidden expenses you will face.


Students that live in an on-campus dorm have all they need in close proximity, so they don't need to spend extra time and money on commuting. Living on campus is really comfortable, so even those who decide to rent accommodation try to find an apartment that is walking distance to campus. Unfortunately, it's not always easy and one needs to use public transport on a daily basis. Although some universities may provide free shuttle services, it’s not always possible to use them because they operate during particular times. Therefore, transportation requires some extra costs.


This is another category of things that can be a part of hidden expenses. Probably, you have a list of items that are missing in your off-campus accommodation. You need things like appliances, decorations, furniture, personal electronics, bedding, and so on to settle in. Such necessary stuff needs a lot of expenses so you should add them to your financial plan. 

Household bills

If you live on campus, you shouldn’t be concerned about resources as they are included in the housing charges. Because of this, costs of the household bills are frequently ignored by pupils. Even those students who know that they’ll have to cover resources don’t usually realize how much it will cost. Bills for electricity, gasoline, water, internet,  trash, and cable can fluctuate every month, so you need to take that into account. To calculate your utility costs, ask past renters or the landlord how much money you will need each month.

Roommate disasters

Although having roommates can save you money, they may also cause financial problems. For instance, if they don’t pay their part of the rent, there is nobody to handle it except you. Some roommates don’t pay bills on time which can be quite problematic for you. To avoid such situations, try to select trustworthy people to live with. Moreover, you can ask your landlord if they provide specific leases, so every person owns a single obligation for their part of the rent.


In most cases, landlords want to secure a flat, therefore they ask students to pay an application fee. This is a  protection deposit that is usually equivalent to one month’s rent. People often forget about this expense but it cannot be skipped, so you must be ready to pay for this housing deposit.

Living both on-campus and off-campus has its pros and cons. For instance, those individuals who prefer living in a dorm can save costs of transportation, have furnished rooms, fixed prices for rent, and all-inclusive housing. On the other hand, off-campus accommodation allows you more freedom, exposes fewer rules, and sometimes even can be more affordable. But if you choose the last one, you should be aware of some hidden costs you may have overlooked.

Author’s Bio
Michael Turner is an academic coach that helps students enter top universities and reach outstanding academic results. He guides pupils through the enrollment process and assists them during the first college year. Michael also works as a writer at an online essay service, so he provides support to those students who experience learning difficulties.

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